James Kirk

Option 2. It’s the most robust. You’ll never lose it (provided you have the redundancy), you can use it offline, you can transfer it using a USB pen, it’s available in all platforms, including web. I’ve been using this for 8+ years, on my phone, desktop, laptop, company computer, etc. I store it on a personal cloud (and on each machine, of course, by syncing).

I do that sometimes. When the lenses have grease or salt from the beach, and I have no quick access to water, I’ll lick them. I don’t recommend it, but I do it.

It is still true, at least in Europe. I mean, they’re not actually trying to destroy your life, you know, but they’re after the company’s best interests. They might help you, and might make things not the worst they possibly can, because that’ll give a bad rep, but they’re not your friend.

Yes, web apps, yes. But to confirm online payments you usually need the app. That’s true at least of N26.

May be. I have no idea.

I have no actual idea, but I don’t think so as it’s an “online” bank where you set up the account on the mobile app. There’s no other way to set up an account with this bank.

I can’t do online shopping without accepting a notification on my bank’s app. That’s not “social media and chat apps”.

+1 for “pride is the complete absence of shame”

In all fairness, it probably did take less time to load messages on BBSs than it takes to update Fortnite :)