It depends on the exact nature of the failure. Controller errors are usually a complete failure. Media failure (magnetic spots on the disk or failed cells in ssd) are often sporadic and only impact data stored in those spots.
Regardless, drives rarely give you any warning. Look at any warning as a gift and get everything off and replace it ASAP.
It really depends on where the office is in relation to your home.
Before covid and going WFH, the office was only 5 miles away on roads with no traffic. I would go back to this, no problem. Just enough to keep you on a schedule and get out of the house.
The biggest benefit of an office is that when you leave, you are gone until tomorrow.
When everyone is WFH, you never completely leave the office. I know boundaries, but in many cases, the lines can get a bit fuzzy.