Go underarm, more biomechanically friendly
Ever met a 30 year old squirrel? Idk to be honest I have no idea how long they live
This is absolutely the way to go, but be aware that it can lead to concentration/sectoral risk when managers aren’t aware of positions in the other portfolios. For example, Goldman could invest heavily in tech or pharma or whatever, not realising that JPM also have a big investment in that area.
Bargaining power