You’re assuming people who are forced to buy into the suburban hell have a choice.
If a person had a choice between a 100k house in a suburban hell or a 100k house in secluded heaven. That they pick the suburban hell.
Have you seen the housing market in the US?
It’s also funny how “Suburban” meaning has changed. It’s supposed to be non-urban.
But with these “suburban” neighborhoods in cities. It has basically became a word for a neighborhood with houses built next to each other and less about where it’s located.
Suburbs use to be an inexpensive option as opposed to urban living.
You have to turn debt into debit and then flip everything to get credit. It’s simple.