I think that, somewhere north of $1 ~ $5 million is life-changing on its own. There’s no need for someone to have tens of millions or hundreds of millions. Tens of millions is like, changing multiple lives in a family with how much that can stretch.
Whenever someone has billions to their name, it is boggling to think about. That it becomes just ‘fuck you’ money at that point because more often than not, not a lot of billionaires out there being charitable. When they know they’re set for a few lifetimes just by a single billion alone.
No single person should ever have that amount of gross wealth.
If you have more accessible money right now than the poorest person in your country would ever need to survive to the age of country’s life expectancy, then you have too much money.
If you think of: the maximum fines leviable by your government for committing a crime; as mere inconvenience - rather than a life-ruining financial burden - then you also have too much money. (Weird punctuation for easier parsing).
These two things may not be mutually exclusive.