It’s the govt in my case, Brazil’s retirement fund is govt owned/controlled. What tends to happen every 10 years is a “reform” that pushes forward the minimum requirements for retirement. Up to 2000 or so, men could retire at 60, nowadays it’s at 65. One of the “reforms” aroudn 2016 allowed banks to offer private retirement
Keep an eagles eye on your savings and don’t let the people managing it fee you to death
It’s the govt in my case, Brazil’s retirement fund is govt owned/controlled. What tends to happen every 10 years is a “reform” that pushes forward the minimum requirements for retirement. Up to 2000 or so, men could retire at 60, nowadays it’s at 65. One of the “reforms” aroudn 2016 allowed banks to offer private retirement