Maybe you can do both: physical USIM card, but with eSIM functions. So you can move your profile from one phone to another just by plug out and plug in, and install many profiles on one phone and switch between them. There are some products can do it, such as eSIM.me, esim.5ber.com or https://github.com/estkme-group .
I print recovery codes of all services and packed them into a bag.