For kitchen stuff - If it’s not dishwasher safe I don’t get it or don’t keep it (if it was given to me).

We have a robot vacuum and litter box. I am grateful for them every day.

Getting myself and my kid out the door in the morning feels like climbing Everest every day. One thing she almost always forgot was to put socks on when she got dressed, so she’d have to go back upstairs. Since she’s also neurodivergent there was a good chance she’d get distracted upstairs and 1. forget to get her socks, 2. lose track of time or 3. both. I put a bin by our shoes and now her clean socks go in there.

“Can you make it drip a little faster? They keep turning the water off when I want a drink”

I love how they’ve arranged themselves in cat, void, cat, void order

sleepy floof, love it

It depends how much tossing and turning I’m doing. If I can find a comfortable spot and I’m not moving around too much, he’s the little spoon. And glares at me until I tuck him in.

If I’m moving around a lot trying to get comfortable, he’ll go sleep at my feet.

Nor can I find where I wrote it down so I wouldn’t forget

While it may not put on much in the way of body fat, chickadees’ brains gain weight to remember where they hid all their food for winter. This may apply to tits as well since they’re related but I haven’t seen any studies for them specifically.

where the sun’s rays grew hotter

He just found it this way, honest

Being a cat is such hard work, we humans will never understand

My cat will also do this. And if I put a blanket on his spot he’ll go sleep somewhere else

First time I left my spouse and cat alone, my cat trapped them in the bathroom.

I don’t know the actual answer. My theory is it’s this confusing so it’s hard for the general population to catch the mistakes. This allows insurance companies get out of paying as much as they’re supposed to. And hospitals don’t really care who does the paying, as long as they get paid

All very valid points and part of why American health insurance is such a joke

I had an incident recently where my spouse had to go to the ER because of a life threatening incident. One of those fix it right now or they might die things. (They’re fine now, thank goodness.)

We went to an in-network hospital and all doctors were also in-network. However the one who actually did the life-saving procedure was a specialist. Under our insurance plan seeing a specialist requires a referral, which of course we didn’t have time to get. So insurance tried to nope out of that doctor’s entire bill.

You need to know both your deductible and out of pocket maximum numbers. You’ve said your deductible is $1500. For the sake of this example let’s say your out of pocket max (OOP from now on) is $2500.

For simplicity, we’ll go with your insurance’s negotiated rate for the procedure is $1000*. Meaning at the end of the day you and your insurance combined will pay the hospital $1000.

Basically any bills up to $1500 for the year you pay 100%. Between $1500 and $2500 (or your OOP), insurance pays 50% and you pay 50%. Over $2500 insurance pays 100%.

Some examples to illustrate:

1. You’ve paid $400 this year so far. You pay the full $1000: $400 + $1000 = $1400 which is less than your deductible of $1500
2. You’ve paid $1000 so far this year. You pay $750 and insurance pays $250: $500 gets you to the $1500 deductible limit so you have to pay all that, plus you pay 50% of the remaining $500 bill = $250.
3. You’ve paid $1700 so far. You pay $500 and insurance pays $500. $1700 + $500 = $2200 which is less than your OOP of $2500
4. You’ve paid $2300 so far. You pay $200 and insurance pays $800. 50% of $1000 = $500 but $500 would put you over your OOP of $2500. $2500 - $2300 = $200. You pay $200 and insurance pays the rest.
5. You’ve paid $2500 so far. Insurance pays $1000

• If your insurance’s negotiated rate for the procedure is $1000, this means that’s what the hospital and insurance have agreed to pay. A lot of times you’ll see the hospital “charge” a larger number and then have an insurance “discount” but ignore this. It doesn’t factor into deductible or out of pocket maximum calculations.

That cat does kind of look like Nermal

You betcha

And then you go put more peanuts out, I assume

The focus on both their faces is amazing

I know you probably already give her lots, but give her even more neck scritches for me please