Edit: not really, multiple accounts and I’m considered middle-class. This be the joint “bills” account and I’m married so -$50 (cuz beyond is declined) is wife tax.
My personal account is worse cuz I work nights, wife raids my wallet and it goes -$200 before declining.
Edit to edit: I’m inebriated please indulge my attempt at humor.
Nah. I’ve been working on paying off my second mortgage by saving up the money to pay off my second mortgage, and I have like $7,000 left to go.
But I’m not cashing it all in the instant I get it just in case I lose my job so that I have a fallback. I would rather have money in the bank and a second mortgage than no second mortgage and be broke.
If I can make it to the end of the year without getting fired, then second mortgage will be done, and I will have a fallback amount of money to cover my expenses for several months, and my cost of living will drop precipitously, to the point where I could live off of minimum wage and a roommate.
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Thanks, I need that.
Edit: not really, multiple accounts and I’m considered middle-class. This be the joint “bills” account and I’m married so -$50 (cuz beyond is declined) is wife tax.
My personal account is worse cuz I work nights, wife raids my wallet and it goes -$200 before declining.
Edit to edit: I’m inebriated please indulge my attempt at humor.
Put at least some of this into index stocks
Nah. I’ve been working on paying off my second mortgage by saving up the money to pay off my second mortgage, and I have like $7,000 left to go.
But I’m not cashing it all in the instant I get it just in case I lose my job so that I have a fallback. I would rather have money in the bank and a second mortgage than no second mortgage and be broke.
If I can make it to the end of the year without getting fired, then second mortgage will be done, and I will have a fallback amount of money to cover my expenses for several months, and my cost of living will drop precipitously, to the point where I could live off of minimum wage and a roommate.