Spending money. Thorough a combination of a lot of bad luck and a few bad choices, I’m stuck playing credit card musical chairs to keep enough cash for rent and bills. “Ability to buy groceries/toiletries/medical copays/etc.” is functionally a subscription for me. Few years of rice and beans in my future until I can dig myself out… good thing I like beans I guess
The worst I can imagine (aside from housing…) would be the others in Maslow’s pyramid base: air, water, food, clothing.
Air would be some straight up cyberpunk shit.
Water/food would also be horrifying. We currently see meal subscriptions as a luxury, but for those without access to a kitchen and/or with disabilities that prevent them from reliably using one… ah fuck that’s dismal.
Clothing would be fuckin weird. Because such a ridiculous volume of it exists due to fast fashion, I can’t see this happening on Earth in the near future, thankfully.
About 2 years’ worth of rent (I live in NYC, to give an idea) in credit cards and a similarly large chunk in student loans
I was someone who paid off my balance in full at the end of every month for about 10 years, then bam, COVID, more fuck shit, rent needing to be paid via credit card several months (even more expensive as they take a usually 5% or more fee), and here we are
Spending money. Thorough a combination of a lot of bad luck and a few bad choices, I’m stuck playing credit card musical chairs to keep enough cash for rent and bills. “Ability to buy groceries/toiletries/medical copays/etc.” is functionally a subscription for me. Few years of rice and beans in my future until I can dig myself out… good thing I like beans I guess
The worst I can imagine (aside from housing…) would be the others in Maslow’s pyramid base: air, water, food, clothing.
out of curiosity, how much total debt are you carrying?
About 2 years’ worth of rent (I live in NYC, to give an idea) in credit cards and a similarly large chunk in student loans
I was someone who paid off my balance in full at the end of every month for about 10 years, then bam, COVID, more fuck shit, rent needing to be paid via credit card several months (even more expensive as they take a usually 5% or more fee), and here we are